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Guidance worth reading

Plain language articles on getting the right coverage, whether you run a crew, drive for a living, or work for yourself.

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News

Is Your Health Insurer Leaving the ACA Marketplace? What to Do for 2027

Some carriers are exiting ACA marketplaces for 2027, including in Florida. Here's what it means and the steps to take before open enrollment.

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1099 & Self-Employed

Self-Employed Health Insurance Tax Deduction: The Complete Guide

Who qualifies, what it covers, and how to claim it correctly, so 1099 workers and small business owners never leave money on the table.

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Truckers

Health Insurance for Truckers and Owner Operators: The Complete Guide

What coverage really costs on the road, why a nationwide PPO matters, and how owner operators can get a plan that travels. Our most in-depth guide.

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Small Business

Small Business Health Insurance: The Retention Tool That Pays for Itself

Why group health benefits keep your best employees, what coverage really costs, and how a small business can offer it affordably.

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Education

HMO vs PPO vs EPO: How to Choose the Right Health Plan

A plain English breakdown of health plan networks, what each type costs, and a simple way to pick the one that fits how you actually use care.

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Family preparing for open enrollment
Education

Health Insurance Open Enrollment 2027: Dates, Deadlines & How to Prepare

Key dates, special enrollment periods, and a step by step checklist so you walk into open enrollment ready instead of scrambling at the deadline.

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Education

ACA Subsidies Explained: Do You Qualify for Lower Premiums?

How premium tax credits work, who qualifies, and how to claim them, so you never overpay for coverage you could be getting for less.

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About

What Is AP Health Solutions?

Who I am, what I do, who I serve, and why my help finding the right health plan is completely free to you.

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